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Insurance Policies

Have Medicare and Medicaid?

All at no extra cost to you

QUALIFICATION IS EASY

  • There’s no obligation to enroll and no cost for the information or assistance.

  • North Carolina Residents 65 and older qualify for these New Plans with savings and better coverage

  • ​We’ll help you find plans that may cost you less, cover more benefits, and give you more choices

  • ​Enrollment ends soon so DO NOT let this opportunity expire

  • Make sure you’re getting all the benefits you deserve, to update your coverage, or enroll for the first time.

  • ​Nearly 60% of Medicare beneficiaries are accessing $0 premium plans see if you qualify

Final Expense Insurance

Seniors! Make certain that your end-of-life financial responsibilities are taken care of, alleviating the financial stress for your family during a challenging period.

At Alpha and Omega Insurance, we offer insurance plans tailored to cover expenses incurred at the end of life, including funeral arrangements, medical expenses, and outstanding debts. This coverage guarantees that your loved ones won’t be burdened by these costs following your passing.

Our Final Expense Insurance grants you and your family peace of mind by securing finances for end-of-life needs. It enables you to organize and fulfill your final wishes without imposing financial difficulties on your loved ones.

Indexed Universal Life Insurance (IUL)

Unlock the potential of a Tax-Free Retirement! Explore TFRA, the valuable resource that can safeguard your financial independence. Begin your qualification process today and liberate yourself from the constraints of 401(k) & IRA plans!

Many individuals are skeptical when they hear “tax-free,” but TFRA retirement accounts are indeed a reality. Once established, every dollar you contribute, earn, and withdraw from it remains genuinely tax-free.

This strategy isn’t novel; it’s the same financial tool that astute, affluent families have utilized for generations to accumulate tax-free wealth over time.

Moreover, when properly set up, TFRA accounts comply entirely with past and current IRS tax regulations. Income generated from this account doesn’t necessitate reporting as earnings.

In essence, the gains within this account are exempt from earning taxes!

However, not everyone meets the criteria for this account type. Specific limitations based on age, occupation, location, and marital status apply.

Commercial Truck Insurance

We offer dependable safeguarding for your business’s fleet, prioritizing the security of your vehicles, drivers, and transported goods during transit.

At Alpha and Omega Insurance, we deliver thorough protection for commercial vehicles utilized in transportation enterprises. Our coverage extends to shielding against various risks, including accidents, theft, vandalism, and other unexpected occurrences, providing assurance for your fleet.

We relieve the financial strain and anxiety linked with potential accidents or vehicle damage, allowing businesses to concentrate on their core operations without the looming threat of costly repercussions from unforeseen events. This facilitates smoother business operations and enhanced profitability.